Ivy Loan TalkBuy with confidence
Understand down payment, monthly payment and potential assistance options before you make an offer.
Ivy Li · Loan Officer · NMLS #2769543Turn a complex mortgage
Turn a complex mortgage
into a clear choice.
Thoughtful mortgage guidance for homebuyers, real estate investors, and commercial property investors—built around your goals, timing, and total cost.
DSCR Investment Loans
Conventional Loans
VA Loans
Down Payment Assistance
Non-QM Loans
Foreign National / ITIN
Alternative Income LoansFamily Mortgage IncNMLS #343833Las Vegas, NVEqual Housing Opportunity
A PATH FOR EVERY GOAL
See the full picture before making a mortgage decision.
Whether you are buying a primary residence, growing a rental portfolio, refinancing, or evaluating commercial financing, we start with loan structure, timing and total cost.
Put rental income to work
Explore DSCR, cash-flow and multi-property financing structures that fit an investment plan.
Leave room for the next step
Evaluate financing direction around the property, capital use and long-term hold strategy.
Improve the capital structure
Compare rate, payment and cash-access goals before deciding whether a new loan makes sense.
LOAN PROGRAMS
From conventional home loans to more complex situations, details matter.
Conventional LoansDown payments from 3%
VA LoansZero down / no PMI
Down Payment AssistanceFHA / USDA eligible programs
DSCR Investment LoansRental-income based qualification
Non-QM LoansFlexible income documentation
Foreign National / ITINFor varying residency situations
Alternative Income LoansSelf-employed, P&L and more
Calculadora Hipotecaria IA
Ingrese las condiciones de su préstamo original para estimar el saldo pendiente de hoy; luego simule un refinanciamiento a 30 años y pagos adicionales para ver con claridad la fecha de liquidación y la diferencia de intereses.
Calculadora de amortizaciónPlanifique con Ivy
Su resultado de amortización
Pago mensual de capital e intereses—
Fecha estimada de liquidación—
Saldo pendiente actual—
Número de pagos—
Comparado con el plan original
0 meses antes$0 menos intereses
Ver la tabla de amortización mensual
| Mes de pago | N.º | Pago programado | Capital | Intereses | Pago adicional | Saldo |
|---|
Estimación educativa que incluye únicamente capital e intereses; no considera impuestos, seguros, HOA, costos del prestamista ni restricciones de pago anticipado. Las fechas se calculan por mes; el saldo pendiente actual se estima al primer día de este mes, antes del pago de este mes.
CONTACT IVY
Ready to discuss your mortgage plan?
Schedule a consultation, call, or leave a few basics. Ivy will follow up as soon as possible.
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